Archive for May 2009
31
Kudrin: Minsk refused to take a dollar loan in rubles
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31
How to resist an attempt to capture reyderskogo: the experience of a single bank – Banking News
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for such an operation, there is widely known in narrow circles circuit – captured a small bank, after it held the money and then he “kill.” The scheme is developed in detail. It knows not only gangsters, but also the bankers, and law enforcers. Typically, such a massacre of small banks operating without denial, because those who know about the scheme and it must be fought for different reasons in no hurry to do so.
But there are exceptions and when the bank and his leadership is beginning to resist and survive against all odds. The case of this rare, and therefore interesting.
Tough Nut
In 2005, several people have acquired a small commercial bank “Intelfinans. At the time of purchase, he says, breathing in the incense “- heavy losses, the inability to eliminate the comments of the Central Bank of Russia, the fall of the capital below the bank’s charter, failure to satisfy the requirements of the statute in the formation of reserve bank. In the end, “Intelfinans” is in the so-called “blacklist” the Central Bank of Russia and was sold for a very small amount to the bank.
According to Russian law, banks must report on all major entry to the supervisory authority — Rosfinmonitoringom. A Central Bank of Russia following the circulation of money. When the behavior of a bank becomes suspicious, and check if the suspicion justified, revoke the license.
first case of revocation of a license under the Federal Law “On counteraction to legalization (laundering) of proceeds of crime and the financing of terrorism “occurred in 2004 with Sodbiznesbankom. He violated the Federal Law N 115, which is also called “antiotmyvochnym” law. The first taken away on the grounds that the license has made the effect of break-bombs. Informed publicly of the Central Bank first deputy chairman Andrei Kozlov. And two years later he was killed, as determined by the Court, by order of Alexei Frenkel, who called himself “the leader of the Moscow otmyvochnogo business”.
But none of the serious crime of money laundering individuals without aid officials have not received yet. From the rostrum, said that bribes in Russia at hundreds of billions of dollars a year.
And in such cases it is not mzde pasportistke or traffic police officer, while on the business of corruption, where the size of occasional bribes amount to hundreds of thousands and tens of millions.
rumored, after the assassination of CBR First Deputy Chairman Andrei Kozlov price of illegal cashing of money through the bank recorded an average of approximately five to six per cent, up to this income and up to eight to ten.
majority of schemes for the legalization of criminal money simple. Since none of the reputable banks have not taken over the operation of illegal cash, usually creates a firm odnodnevka, which are fictitious contracts. Such a company must have a bank account, was originally condemned to revoke the license, the so-called “burn.” More often than not, several companies and several banks: First Bank of the one from which the payment is, the second – which passes through the correspondent, the third – actually “obnalny (” burning “). There are also schemes to the conclusion through “burning” Bank of fictitious contracts abroad.
But in any case, the principal and most valuable link in the criminal scheme of the chain is considered to be doomed bank. A few weeks before she was killed after a bank pump huge sums, he manages to bring the owners of the scheme, hundreds of millions of dollars of commissions.
They were looking for FBI
get the bank to criminal transaction costs in half or three million dollars, but the amount of profit for the month of may make a billion or more. However, buying the bank, especially in front of people, the process is not simple, but when organized “business” jobs that should be put on stream, the clients are not waiting.
Recently, the Russian newspaper wrote about the native Odessa Yevgenia Sluskera, known in Russia as Yevgeny Dvoskin. For this man in our country especially the FBI agents arrived to help them find and detain the man. Our law enforcement agencies that have promised.
Zhenia Dvoskin, he Slusker, Shusker, too, Shuster, Altman, Kozin and Lozin. The Russian press has repeatedly told him: the man in the 90-ies promyshlyal in petty machinations of the U.S. excise tax on diesel and securities fraud and was deported as a result of the States. From there, moved to Russia, where he became widely known in certain circles in Moscow “businessman”, turn their millions!
But before the formal request for the FBI to extradite him for the last few years that people in Russia or who do not hiding. Slusker-Dvoskin traveled to Moscow, took part in obnalnyh bank fraud. Went persistent rumors that it was covered with people in uniform nemalenkih.
According to the Ministry of Internal Affairs, addressed Sluskera-Dvoskina linked to a chain of banks. They all passed under the control of a strange way. Shareholders often do not even suspect what is happening. Many of them learned about the real situation with hindsight, when the bank had already perished. In the Bank appoints the external management and revoked license, and this phenomenon has become systemic in nature.
Following the election of Mikhail Zavertyaeva chairman of CB Intelfinans “he managed through the competent organizations of the problem is financial institutions are not only to remove all claims to the size of the Central Bank. Zavertyaev initiated a re-verification is already a bank by the Central Bank, and received a positive opinion on the line CB Intelfinans “and his new management requirements for banks within the system of deposit insurance.
With new leadership” Intelfinans “for the first time in its existence came in the top most profitable and efficient banks rated RBC. Home – Bank has to pay taxes in more than 52 times and went into the “white list” of FAS.
After a successful bank is in the field of view “invaders.” First there were the classic reyderskie attempts to bring criminal cases. Then the very Zavertyaevu were to offer to resolve the fate of the bank for a solid amount. The amount of the proposed bribe directly to the Chairman of the Board Michael Zavertyaevu, he said, grew from 500 thousand dollars to 1 million 200 thousand. Buy the Chairman was unable to.
Mikhail Ivanovich says:
– It is difficult times. Although even in these years we have lived with the constant growth – about 20 percent of the bank’s own capital. Exceptions were only April and May 2007. Then CB Intelfinans was physically seized by raiders at a month and a half. However, when I got access to his legitimate job, I not only restored the bank’s own capital, but also provided a positive quarterly balance. Then, still holding more than a year with colleagues from the defense reyderskogo capture.
According Zavertyaeva, a very interesting position of individual bureaucrats License Management Moscow territorial administration Central Bank. According to his data, they are for two years writing a bona fide parties slalom bank to refuse to register them as participants and members of the board of directors of CB Intelfinans, depriving them of their rights and resist raiders.
As the Chairman of the Board was unable to buy, he was frightened by the criminal section. The grounds for such “promises” were. One of the bank wanting to father – a member of the MIA. Hints quickly become a reality. 6 April 2007, Mikhail Ivanovich arrested for 10 days. It then said Zamoskvoretskaya Court, the arrest was made “without lawful justification”.
April 21, after the liberation Zavertyaeva of the IVS, a citizen reported yesterday prisoner, that their opportunities are much greater and, unless it is pliant, it will be until the end of life. The threat does not act, and May 7, had a seizure of power CB Intelfinans. But not for long. Already 13 June 2007, in the investigation of a criminal case the Bank was released from the invaders. Legitimate administration under the leadership of Mikhail Zavertyaeva been restored normal activity of the Bank.
But more was very interesting. Referring to shortcomings in the period from 7 May to 13 June, when the bank was seized by raiders, head of the 5-th Branch of the Moscow City Territorial Management AG Korneshov issued an on the Limitation of the Bank. This official, probably does not notice the positive dynamics of the bank after the release of the premises to deal with investigative bodies. And that the bank has officially recognized the victim as a result of the seizure reyderskogo.
Vanity around the bank did not stop there. In late November 2007, describes itself as Zavertyaev, it came to other people. He offered a lot of money for illegal banking transactions. And the refusal stated that the appropriate officials have already paid. Realizing the seriousness of the situation, Michael Zavertyaev made a formal statement on the upcoming seizure CB Intelfinans “in the UK with the Ministry of Internal Affairs of Russia. But that did not stop, and 5 December 2007 the bandits went to the seizure of power.
According to the story Zavertyaeva, Slusker-Dvoskin directly under the sight of hidden surveillance cameras in the room broke the Chairman of the Board Michael Zavertyaeva and podelnikami brutally beaten by their chairman. As a result, Michael has been in SRI Zavertyaev ambulance to them. Sklifosovskogo. Where and spent more than two months
With respect to the invaders was prosecuted N 169277. But while these people thought that the winners, just a few weeks in light of unknown PNs CB Intelfinans for the sum of 5 million rubles.
According Zavertyaeva first payee these securities has been firm from the Rostov-on-Don, which is not a client of the bank.
– I made a formal statement that the counterfeit bills, and handed the staff of the Agency for Deposit Insurance documents in a criminal case N 140806. I demanded to have the counterfeit bills in the criminal case, in order to avoid fictitious bankruptcy CB Intelfinans “.
Once in hospital, Zavertyaev the same day the news of the incident management of the Central Bank. He asked the bank to suspend the license of the CB Intelfinans “to prevent an illegal banking operations at the premises of the bank, seized by raiders.
Strangely enough, the expected Zavertyaevym response to a letter was received. And through the N 5 MGTU daily cashed a lot of money. This amount was more than the annual total turnover CB Intelfinans “- more than 600 million rubles a day. According to chairman of the board, the money was released on obviously forged documents that were later found to handwriting experts in the investigation of criminal cases.
Main correspondent banks were at the time warned that Zavertyaev in hospital and financial documents are not valid. However, payments have continued to take place and license neotzyvalas even a month and a half.
Day bank turnover increased a hundredfold. Thus, the total amount of illegally obtained money through a bank Intelfinans “amounted to 11 billion 700 million rubles. Of these, 7 billion were cashed within 20 days, while the rest sent to the accounts of foreign companies. This proved the result of the sum. Although, in the words of Michael Zavertyaeva, there is every reason to believe that through the accounts of the bank was actually a money ten times more.
Today, the bank held by a court of the aggrieved party, but his license had not yet recovered and activity is not restored. Total today bustle around the bank filed 9 cases. So far, authorities have been slow to respond to the request of Mikhail Zavertyaeva merge at different times of criminal proceedings for wrongful actions of one group of raiders in general a great deal. Perhaps, and future court on this bank will be telling.
because today “Intelfinans, perhaps, the only financial institution that was able to withstand a serious attack and achieve a legitimate investigation. This precedent is very important, because today the volume of illegal banking operations in Russia became threatening. Deputy Central Bank of Russia Viktor Melnikov evaluated to 1 trillion rubles, while at one hundred and four banks in the country was revoked license for a violation of “antiotmyvochnogo” law. And Melnikov said that 1 trillion rubles a year – only 26 per cent of all suspicious transactions in the financial sector.
Russia was not convinced in the ability of Belarus to ensure repayment of the resources involved, therefore, may delay the provision of Minsk tranche of 500 million dollars – about this yesterday, said Russian Finance Minister Alexei Kudrin. According to RBC daily, at a later meeting, Prime Minister of Russia Vladimir Putin and Belarusian President Alexander Lukashenko, the Russian side had put forward a number of conditions, only when that Minsk could expect to receive the next tranche. However, public criticism of Alexander Lukashenko, Vladimir Putin is considered unnecessary.
Desant Russian politicians arrived yesterday in Minsk to attend a meeting of the Council of Ministers of the Union State of Russia and Belarus. However, the Union said short – had focused on financial issues. Tone asked Alexei Kudrin, immediately stated: «We can face insolvency of the Belarusian economy at the end of this year or next year». According to him, the Belarusian ruble rate is constrained by the spending of foreign reserves – for the first quarter of them had spent more than $2 billion, accounting for more than a third of all of Belarus.
However, Moscow has that avoids publicly criticize Alexander Lukashenko – on the basis of private talks with Vladimir Putin said that the Belarusian economy in crisis demonstrated good growth and in 2009 its GDP could increase by 1,2-1,5%. Mr. Lukashenko, in turn, reminded of the need to accelerate the establishment of the Union State, although there was still one and a half months ago, wanted to erect the border with Russia. However, according to a source of RBC daily in the Belarusian Foreign Ministry, Russia’s prime in private conversation recalled the Belarusian leader is not only that, but that at the end of last week, Speaker of the Lower House of Parliament of Belarus, Boris Batura publicly accused Russia of pressure on the recognition of independence of Abkhazia and South Ossetia.
experts stressed that dialogue with Belarus in Russia will reach results demonstrate a tough stance. «Moscow has not yet been able to persuade Alexander Lukashenko to allow Russian companies to the energy and transport facilities of Belarus, – told RBC daily the general director of the Center for Political Information Alexei Mukhin. – The situation comes to the financial and political stalemate, as Belorussiya sliding to shantazhistskih methods that allows you to compare it with North Korea ». Money Belarus needed as the air and get them on acceptable terms, it can only from Russia. And this time, Moscow insisted on ruble loans.
