yesterday with President Dmitry Medvedev held a meeting on the establishment of the national payment system. The meeting was attended by the head of presidential administration Sergei Naryshkin, Finance Minister Alexei Kudrin, Deputy Prime Minister, Head of Government Staff Sergei Sobyanin, presidential aide Arkady Dvorkovich, Economic Development Minister Elvira Nabiullina, Minister of Communications and Mass Communications Igor Shchegolev, chairman of the Central Bank Sergey Ignatiev, director of Federal Security Service Alexander Bortnikov, head of the Federal Antimonopoly Service Igor Artemyev, head of the Bank’s Vladimir Dmitriev, President of Sberbank Herman Gref and the head of bank Andrey Kostin.

National payment system can be created as a joint stock company to participate in the capital of which will be invited to major banks. The proposals in yesterday’s meeting, described the head of Sberbank Herman Gref, adding that the platform for the creation of NPCs can be a technology “Pro100″ developed on the basis of Sberbank’s own payment system to implement the release of social security cards. Initially it was assumed that the national payment system will operate as a nonprofit partnership. However, as told Kommersant, one of the participants in the meeting, Mr. Gref said yesterday expressed concern that construction of the system in a nonprofit partnership would be unreliable because they created a company should be operational risks and liabilities to banks and individuals. Dmitry Medvedev supported the proposals of Mr. Gref, the respondents contend Kommersant participants of the meeting.

national system of payment cards (NBMS) includes the production of socio-bank cards to every citizen of Russia. Maps in addition to payment functions will have different applications that give their owners access to various state and municipal services. The question of creation in Russia of the system was raised early last year. The main purpose of its creation was to reduce dependence on foreign payment systems Visa and Mastercard, which account for about 85% of all cards issued in Russia, and to provide citizens with access to financial services and social services.

number of banks already received an offer to join the number of shareholders of the new company and for contributions to the charter capital. Its prior agreement to participate in the system have already given the current partners of the Savings Bank on card projects – banks Uralsib “and” Ak Bars “, which are already working on standards” Pro100 “. Also, a proposal for participation in the NPS received VTB, Promsvyazbank and Bank of Moscow. However, the initial phase of activity NBMS will not be profitable, according to respondents Kommersant experts. “Obviously, the dividends banks shareholders will receive only a few years” – confirm the meeting. “The issue of participation is discussed, the creation NBMS set standards and technology, through which banks and participants will be able to accept and issue the cards,” – said “Y” vice president “Uralsib Ilya Filatov. Proposal Gref assumes that the system NBMS can join as participating banks, which will pay the joint stock company for the provision of processing services on rates set by the FAS, or Federal Tariff Service.

draft implies that at the initial stage of any citizen of Russia will be able to get a map of their treatment. By 2014, the holders of national maps should be all citizens of Russia.

VTB President Andrei Kostin believes that “the establishment of the national payment system in Russia is playing a huge role in the development of the domestic financial sector.” “The system should be open to all market participants, including may relate to the international payment systems and the national payment systems existing in other countries,” – he said. According to him, VTB as one of the largest Russian banks intend to take part in the project, but at the moment to talk about specific aspects of its implementation sooner.

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