As stated in a live broadcast of “Radio Russia” in the “Persona Grata” first vice-president of the Association of Regional Banks of Russia Alexander Khandruyev, one of the highlights of the market lending to individuals – load of bad assets. “Whether we like it or not, but 25% of the loans that banks made available, or has expired, or concern in recovery. Every fourth ruble – is at least – is what lies weights on his feet of commercial banks. The fact that they are not returned. Arrears remain a very serious problem “, – emphasized the guest program. In this case, said Khandruyev now apparent positive trend with loans to enterprises: they are beginning to pay off loans ahead of schedule.

main problem loans today, said Alexander Khandruyev, lies in the fact that the demand for short-term rather than long-term loans. “Short-term loans – is when a shortage of working capital, and it is claimed by companies – they take credit, but” long-term loans “, that generates investment demand, investment activity – is a problem that without the support of development bank VEB, other development institutions unlikely to be resolved in the near future “, – the expert believes.

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