El notes

“These decisions can not be strong-willed. They must be economically well developed. But, nevertheless, the direction is clear: we must engage in consistently lower credit rate for the whole economy and especially for small and medium business “- said the head of the country.

For its part, head of the Bank’s president has assured that the prospect of lower rates on loans provided by using the resources of the bank, there is.

According to Vladimir Dmitriev, this year the bank intends to launch a new product which enables the related regional banks to reduce the rate of credit to final borrowers. As the head of Vnesheconombank, the launch of this product was made possible after the capital Rossiyskogo Development Bank has been increased by 10 billion rubles by a contribution from the VEB.

“It’s practically free money. Due reduced rate, we will encourage banks to extend financing already at reduced rates. We are, in essence, taking the risk, do not lay it in the margin and we expect to reach a much lower interest rates (on loans) for the ultimate borrowers, “- said the head of VEB .

He also recalled that in August 2009 program was launched to support small and medium-sized businesses through the Bank’s subsidiaries. The volume of the program amounted to 30 billion rubles.

“On January 1, 2009 through Rossiyskogo Development Bank, regional banks had already allocated 25 billion rubles. And today we are starting to get reports of these banks on direct lending Small and medium enterprises “, – said the banker.

He reported that the average loan size, which is taken by the representatives of small and medium businesses, ranging from 20 to 50 million rubles. Lending rate, according to Vladimir Dmitriev at the exit from the Development Bank of 10,5%, while the average effective rate (to end-borrowers) about 15%.

Vladimir Dmitriev said that this system credit covers 78 subjects of the Federation and about 80 regional banks. The head of Bank’s president also said that the Development Bank with the International Finance Corporation (the structure of the World Bank) has developed a unique website that allows and regional banks and small and medium enterprise focus on issues of credit. In the month on this site is up to 200 thousand visits.

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