In January 2010, most major banks have reported a small tributary of the citizens. Y “VTB 24″ volume of deposits increased by 0.45% to 435.56 billion rubles., Said Chief Financial Officer Bank Mikhail Voloshin. According to a Uralsib, on January 30 means physical persons amounted to 87.2 billion rubles. (0.07%). There simply not the volume of physical persons, taking into account the contributions of demand deposits increased by 4% to 91.2 billion rubles., At MDM Bank excluding balances card accounts – 5% to 86.7 billion rubles.
balances physical persons for January have not changed, despite the long New Year holidays, when people tend to spend more, the answer reads the press service of Alfa Bank. In February, the bank expects continued growth. “Every week, the volume of deposits grown by several hundred million rubles,” – said a board member of the Bank of Moscow Andrey Lapko. However, the exact results of January and the Bank of Moscow “Alpha” refused to provide, as Rosbank and Gazprombank.
in reducing the volume of deposits honestly only Raiffeisenbank – by 2,7% to 138 billion rubles . This is a seasonal phenomenon, typical for January, assured his representative. January is traditionally gives the lowest rate of inflows into deposits, according to the press service of the Savings Bank, 2010 was no exception. Bank has not provided the figure, but one staff member said that in January was the outflow. This was heard and a top manager of another State Bank. In December, Sberbank attracted to the deposits record 232 billion rubles. “Then last January’s enrollment of pensions and salaries, which our customers have started to use actively”, – said in response to the press service of the Savings Bank. The December flows Sberbank was unnatural and that the money could be spent for clients, normally, deputy general director of Deposit Insurance Agency (DIA) Andrei Melnikov.
In the first working week in 2010 reduced the Savings Bank rates on ruble deposits for individuals by 1-2 percentage points, so that they sank to the level of August 2008 the best return for ruble deposits found at the level of 8,5%, while the average maximum rate for the top ten banks in the results of January much higher – 11.91%. However, the yield of deposits since then has fallen: only the first week of February ruble rate at large banks fell 0,4-3 PP
Some investors may interpret this as a signal of that keep money on deposit is unprofitable, according to Melnikov. According to him, DIA is ready to ensure that the volume of deposits in 2010 will grow at best at the same level as in 2009 (1.5 trillion rubles .).
