El notes

«We hope that very soon be entered into an agreement with the banks and they will start to lend to an unprecedented favorable conditions, no more than 5.25% per annum”, – press service quoted Deputy Minister of the words Education and Science Minister Vladimir Miklushevskogo.

According to him, the preliminary agreement to launch an educational loan programs have been achieved with Sberbank of Russia, Bank “Soyuz” and Rosselkhozbank. It is likely that the experimental conditions of interest to other banks, the deputy minister said.

According to the rules of the experiment, students can receive loans for tuition fees under the sponsorship of the State, which is three-quarters of the refinancing rate subsidizes the current interest bet the bank. During the entire period of study in high school and three months after the end of the student does not pay the bank principal on the loan. During the first and second year of use educational loans to students to pay only a portion of the interest rate (40% and 60% respectively). At the same time period during which the loan is returned after completion of study in high school, is ten years. In addition, students do not need to provide collateral for the loan (bond or guarantee), and when prepayment penalties are not imposed.

«In the near future students, if necessary, will be able to receive such loans . The main stream wishing to obtain education loans, we expect in the spring semester and summer, during the enrollment campaign in 2010 “, – said Miklushevsky.

Credit will be granted with regard to quality and relevance of the education specialists of the profile of the labor market, based on the forecast demand for specialists in the period before 2013 and the state plan for the training of scientists, technicians and skilled workers to the organizations the military-industrial complex for 2007-2010.

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